Tax Strategies & Optimization

Legally minimize your tax burden and keep more of your hard-earned money. From deductions to strategic planning, we cover what you need to know.

Key Tax Topics

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Common Deductions

Standard vs. itemized deductions, home office expenses, charitable contributions, and state tax deductions.

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Tax-Loss Harvesting

HSA Benefits

Triple tax advantage of Health Savings Accounts. Learn contribution limits and investment strategies.

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Year-End Planning

Strategic moves to make before December 31st. Timing income, bunching deductions, and Roth conversions.

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Self-Employment Tax

Quarterly estimates, business deductions, and retirement plan options for freelancers and business owners.

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Education Credits

American Opportunity Credit, Lifetime Learning Credit, and 529 plan benefits for education expenses.

Tax Brackets 2026 (Reference)

Federal Income Tax Brackets

Understanding your tax bracket helps with strategic planning. These are the 2026 brackets for single filers:

Tax Rate Income Range (Single)
10% $0 - $11,600
12% $11,601 - $47,150
22% $47,151 - $100,525
24% $100,526 - $191,950
32% $191,951 - $243,725
35% $243,726 - $609,350
37% $609,351+

Note: These are approximate figures. Always consult current IRS guidelines.

Recent Tax Strategy Posts

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⚠️ Disclaimer: Tax information provided here is for educational purposes only. Tax laws change frequently. Always consult with a qualified tax professional or CPA for personalized advice.